Engineering Lead · Payments & Fintech Platforms

Luis Alejandro Jaramillo

I lead the cross-border payments team at PuntoRed, pairing 5+ years in fintech with a Master’s in Artificial Intelligence.

Portrait of Luis Alejandro Jaramillo

At a glance

5+ years
in fintech, building and running payment infrastructure in production
End-to-end
ownership of a payments domain: architecture, roadmap, delivery and production support
AI-first
team standards for AI-assisted coding, testing and code review with Claude Code
MSc in AI
Master’s degree in Artificial Intelligence from Universidad Internacional de Valencia

What I bring to a team

  • Currently leading the cross-border payments team at PuntoRed.

    Engineering leadership

    Hiring, onboarding, feedback and career growth for the team, with clear standards for code review, technical debt and production support.

    • Hiring & coaching
    • Performance
    • Roadmap delivery
    • Stakeholders
  • Payment platform architecture

    Orchestration, pricing, routing and provider integrations designed to scale and to pass PCI DSS and regulatory audits.

    • Event-driven
    • Microservices
    • Kafka
    • PCI DSS
  • AI-first engineering

    Team standards for AI-assisted coding, testing and code review, grounded in a Master’s degree in Artificial Intelligence.

    • Claude Code
    • MCP
    • LLM tooling

Experience

PuntoRed

Cross-border payments platform

Nov 2025 - Present
Bogotá, Colombia

  1. Software Tech Leader

    Nov 2025 - Present

    • Lead the cross-border payments engineering team, owning hiring, onboarding, feedback, performance and career development.
    • Own end-to-end delivery of the domain roadmap, partnering with Product and business stakeholders on scope, estimates and risk.
    • Define the architecture of the cross-border platform (orchestration, pricing, routing and provider integrations) and review designs and code to keep quality high.
    • Established domain engineering standards for PR reviews, technical debt management and production support.
    • Drive AI-first development, setting team standards for AI-assisted coding, testing and code review with Claude Code and LLM tooling.

PayU

Online payments across Latin America

Mar 2021 - Nov 2025
Bogotá, Colombia

  1. Specialist Software Engineer

    Jul 2024 - Nov 2025

    • Led a development team to unify pricing across the platform.
    • Designed the company’s first event-driven service for post-transactional processing.
    • Mentored junior and mid-level engineers through code reviews and technical guidance.
  2. Senior Software Engineer

    Jun 2022 - Jul 2024

    • Delivered routing, retry-control and local payment method integrations that raised transaction approval rate by 20% and avoided around USD 20,000 in monthly penalties.
    • Took part in PCI DSS audits and country-specific regulatory requirements for licensed payment operations.
  3. Standard Software Engineer

    Nov 2021 - Jun 2022

  4. Junior Software Engineer

    Mar 2021 - Nov 2021

Education and certifications

Degree

  • Software Engineering

    Escuela Colombiana de Ingeniería Julio Garavito

    2015 - 2020 · Bogotá, Colombia

Certifications

  • AWS Certified Cloud Practitioner

    Amazon Web Services

  • Architecting on AWS

    AWS Training and Certification

  • Manager Development Program

    HR Evolution

  • Scrum Master Professional Certificate (SMPC)

    Certiprof

Skills and tools

Leadership

  • Hiring & coaching
  • Performance management
  • Delivery & roadmap
  • Stakeholder management
  • Agile

AI-first engineering

  • Claude Code
  • AI-assisted coding
  • AI-assisted testing
  • AI code review
  • MCP

Backend

  • Java 8-21
  • Spring Boot
  • TypeScript
  • Node.js
  • Python
  • SQL

Architecture & security

  • Microservices
  • Event-driven
  • REST APIs
  • Kafka
  • PCI DSS
  • OWASP

Cloud & data

  • AWS
  • Kubernetes
  • Docker
  • PostgreSQL
  • MySQL
  • MongoDB
  • Redis

Languages

  • Spanish (native)
  • English (fluent)

Let’s connect.

I enjoy talking about engineering leadership, software architecture and AI-first development. Based in Bogotá, Colombia, working in Spanish and English.